Rates

Loan Rates | Dividend Rates | Share Certificate Rates

  

 

LOAN RATES 

Loan Type APR* Term
Signature 8.90% to 17.90% Up to 48 months
Revolving Line of Credit 7.00% to 18.00% Variable Up to 48 months
VISA Classic 12.25%  
Savings Secured VISA 9.25%  
VISA Gold 9.75%  
Savings Secured VISA Gold 6.75%  
Home Equity 6.00% to 11.25% Up to 180 months
FHA Title I Home Improvement 7.00% to 13.50% Up to 240 months
New Vehicles 4.89% to 15.64% Up to 84 months

Used Vehicles:
  Current & 4-year old models

  5 to 7-year old models

  8 to 10-year old models


4.89% to 14.89%

6.89% to 15.89%

8.89% to 17.89%


Up to 72 months (over $20,000)
Up to 48 months

Up to 36 months

New Boats 4.89% to 16.89% Up to 120 months
Used Boats 4.89% to 17.89% Up to 72 months
New Motorcycle 4.89% to 9.94% Up to 84 months
Used Motorcycle 7.90% to 13.90% Up to 60 months
New Recreational Vehicles 6.00% to 17.90% Up to 120 months
Used Recreational Vehicles 7.75% to 19.00% Up to 84 months
New Camper/Equipment 6.89% to 16.90% Up to 72 months
Savings Secured Primary savings rate plus 3.00% Up to 48 months

Loan Rates are subject to change without notice.
*Annual Percentage Rate
 
(Last update 4/22/09)
  
The rate and term for which you qualify are based on certain
credit-worthiness criteria.  Ask the credit union for the rate for which you qualify.

  

SHARE CERTIFICATE RATES
 

Term Rate APY*
Certificate Accounts    

 6 months

.50% .50%
12 months .75% .75%
18 months .85% .85%
24 months 1.00% 1.00%
36 months 1.75% 1.76%
IRA Certificates    
6 months .50% .50%
12 months .75% .75%
18 months .85% .85%
24 months 1.00% 1.00%
36 months 1.75% 1.76%

Certificate rates are subject to change without notice.
We cannot honor rates that are posted in error, should they occur.

 

 SHARE ACCOUNT RATES  

 

Type Minimum Balance Rate APY*
Primary Savings (01) $500.00 .25% .25%
Savings (02 & 03) $500.00 .25% .25%

Children's Club

$100.00 .25% .25%
IRA Savings $5.00 .75% .75%
Christmas Club $5.00 .25% .25%
Redi-Money $2,500.00 .50% .50%

*Annual Percentage Yield

Rates are subject to change without notice. Rates updated 06/17/2009.

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