VAC Federal Credit Union offers:

• A safe convenient medium for savings
• Profit in the form of dividends
• Loans at attractive, reasonable rates
• Payroll Deduction, Direct Deposit
• VISA Credit Cards and VISA Gift Cards
• ATM Cards
• Master Money Debit Cards
• Checking accounts with no service charge
• On-Line Account Access with Free Bill Pay
• 24-hour Voice Response Telephone Teller
• Federal Insurance up to $250,000 by the NCUA

MEMBER SERVICES
It's the little extras that make the big difference. At the VAC Federal Credit, we are continually adding to and improving upon existing services in order to serve you better. Here are just a few of the "extra" special services we currently offer.

• DIRECT DEPOSIT - Any recurring payment, such as Social Security and Disability checks, Armed Services payments, and company payrolls can be directly deposited into your checking or savings accounts, providing maximum safety and convenience.
• SAFE DEPOSIT BOXES - If you own something that is too valuable to lose, it belongs in a VAC Federal Credit Union safe deposit box. Protect your valuables for just pennies a day.
• NIGHT DEPOSITORY - You don't have to wait until morning to make that deposit. Our Night Depository is ready to accept your deposit 24 hours a day. All transactions will be posted to accounts the next business day.
• DRIVE UP BANKING - The VAC Federal Credit Union has drive up windows designed for convenient service without leaving your car. It's the easy way to do all your routine banking.
• DRIVE UP ATM - VAC has a drive-up ATM available to our members 24 hours per day, 7 days per week.
• OTHER SERVICES:
  

  Certified Checks	Notary Service
  Money Orders	ATM Cards
  Share Certificates	Master Money Debit Cards
  Travelers Checks	Individual Retirement Accounts
  Christmas Club Accounts